In this case, Bill Said former Head of Greater China for ScotiaBank addresses and important issue. He and his team need to figure out the best way to attract and retain talent for the bank in Greater China. The turnover rates for foreign banks in China are significantly higher than industry averages largely because of labour dynamics. So his team needs to figure out a strategy for maintaining these employees and developing them appropriately because at the end of the day, banking succeeds on the strength of its people.